Instant Funding
CFD trading involves significant risk. Past performance does not guarantee future results.
Advantages
- Instant funding with no challenge
- 7 different programs
- 90% profit split (with add-on)
- 24h response live chat (~43s)
- Works for US clients
Disadvantages
- Non-refundable fees
- No free retry
- Trustpilot suspended
- HFT prohibited
- Public EAs prohibited
Expert Review
Instant Funding distinguishes itself as the leading no-evaluation prop firm, offering instant funded accounts that skip the traditional challenge process entirely. Based in London with accounts starting at $44, it provides immediate access to funded trading.
The firm offers six distinct programs ranging from Instant Funding (no targets, smart trailing drawdown) to Two-Phase Max (structured evaluation with up to 95% tiered profit split). Scaling potential reaches $3.84M combined across accounts.
The key trade-off is that fees are non-refundable across all programs, and profit splits cap at 90% for most accounts (except Two-Phase Max). Restrictions on HFT, grid trading, and a 4-minute news window (without add-on) are standard. Best for traders wanting immediate funded account access without evaluation pressure.
Key Highlights
- •Instant funded accounts (no evaluation)
- •UK-based company (London)
- •Scaling up to $3.84M combined
- •Multiple challenge types (6 programs)
- •MT5 + cTrader + Match-Trader
Challenge Rules
Targets & Drawdowns
| Program | Target | Daily DD | Max DD |
|---|---|---|---|
| Instant Funding | None | None | 10% smart trailing |
| One Phase | 10% (8% with add-on) | 3% | 8% (10% with add-on) |
| Two Phase | Phase1: 8% / Phase2: 5% | 5% | 10% (12% with add-on) |
| Two Phase Max | Phase1: 8% / Phase2: 4% | 4% | 10% static |
Scaling Plan
Restrictions
Payouts & Profit Split
Account Types
Instant Funding
- No evaluation needed
- 10% smart trailing drawdown
- 80-90% profit split
- Weekly payouts after 14 days
- Scaling to $1.28M
One-Phase Challenge
- 10% target
- 3% daily / 8% max drawdown
- 80-90% profit split
- On-demand payouts
Two-Phase Challenge
- 8%/5% targets
- 5% daily / 10% max drawdown
- 80-90% profit split
- On-demand payouts
Platforms & Tools
MetaTrader 5
Platformă multi-active de ultimă generație, cu funcții îmbunătățite, inclusiv mai multe intervale de timp, profunzime a pieței, calendar economic și capacități îmbunătățite de backtesting.
Fees & Commissions
Spreads Comparison
| Pair | Raw | Standard | Level |
|---|---|---|---|
| EUR/USD | - | From 0.0 | low |
| GBP/USD | - | From 0.2 | low |